An average of 4,708 uninsured driving miles are clocked up a year by those moving about as part of work.

Telematics company Masternaut says that Britain has been revealed to be a nation of ‘hidden business fleets’, with one third of UK drivers who drive as part of their job doing so uninsured for business purposes.

Furthermore, the survey finds that 70 per cent have not been provided with any kind of driver training, despite laws being in place to ensure so.

Martin Hiscox, CEO and chairman of Masternaut, comments, ‘Driving for work is recognised as one of the most dangerous occupations and these findings clearly demonstrate a vital need for employers to educate staff on safe driving practices.

‘The insurance industry is spending £2.2 billion in claims annually, processing over 792,000 claims for commercial fleet insurance. This is the tip of the iceberg when you consider on-costs, downtime and the cost to businesses that self-insure.’

Masternaut’s research, encompassing 2,000 UK employees, shows that 19 per cent have had an accident whilst driving for work. Of those, 80 per cent admitted it would be their responsibility.

The legislation that dictates companies must provide safety and efficiency training to staff when it comes to driving is unknown by 40 per cent of responds.

‘Even now we are surprised that so few employers are offering their staff the chance to take driver training, to ensure they’re kept safe whilst on the road and helping them be safer and more efficient,’ Hiscox adds.