Bank Lending


Paul Thwaite, MD NatWest business banking– Q&A

NatWest head of business banking Paul Thwaite explains how the once-troubled RBS Group has changed since the financial crisis, and its response to the fintech revolution


What the Chancellor can do this Budget to help small business finance

With high street and challenger banks both reining in SME lending, the government needs to loosen restrictions around tax-based funding, argues Gary Robins.


NatWest adds another £2.2bn to its Brexit Growth Fund

Nearly £6bn drawn down already from Brexit preparation fund, designed to help small business through no-deal


Cashplus plans to lend £400m to small business from next year

Cashplus aims to have a 10pc market share of all new UK business accounts by 2024, with nearly 100,000 business customers already

Financial Management

Personal guarantee and small business – everything you need to know

40pc of small business owners are unaware that they risk losing their home and their savings if they sign a personal guarantee. Insurance could help mitigate that risk, explains Todd Davison


Government launches Business Finance Council to help small businesses

Business secretary Andrea Leadsom will co-chair Business Finance Council to help small business access working capital and investment in post-Brexit Britain

Alternative Finance for Business

Growth Street plans to lend £1bn to companies by end-2022

Growth Street plans to have £1bn out on loan to small businesses in attempt to plug £18bn funding gap left by high-street banks


7 tips to borrow money for your SME – the legal perspective

Rebecca Dury and Jonathan Hyde of solicitors Ashfords share 7 tips if you want to borrow money to grow your business


Why the Bank Referral Scheme for SME lending should be scrapped

The Government scheme to encourage wider lending to small businesses is misguided and should be shut down, argues Kirsty McGregor


Jane Galvin, HSBC UK head of corporate banking – Q&A

HSBC has positioned itself as the international bank for scale-ups that want to expand overseas. HSBC UK head of corporate banking Jane Galvin sees her role as much wider than just being a corporate financier


Mezzanine finance – how to use senior debt to fund your scale-up

Ordinarily, entrepreneurs turn to debt or equity funding to fund their business. Alex Canham, a partner at Herrington Carmichael LLP, explains the concept of a hybrid between the two – mezzanine finance.


NatWest doubles its Growth Fund pot for small businesses to £6bn

Growth Fund has already deployed nearly £3bn of initial funding pot, with 30% deployed to green businesses