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Bank Loans

Banking

Paul Thwaite, MD NatWest business banking– Q&A

NatWest head of business banking Paul Thwaite explains how the once-troubled RBS Group has changed since the financial crisis, and its response to the fintech revolution

Financial Management

Personal guarantee and small business – everything you need to know

40pc of small business owners are unaware that they risk losing their home and their savings if they sign a personal guarantee. Insurance could help mitigate that risk, explains Todd Davison

Banking

HSBC adds billions to its £14bn small business loan fund ahead of Brexit

SME loan fund ringfences cash for agriculture and companies that want to expand overseas post Brexit

Banking

Why the Bank Referral Scheme for SME lending should be scrapped

The Government scheme to encourage wider lending to small businesses is misguided and should be shut down, argues Kirsty McGregor

Banking

Bank lending to small retailers falls 4%

Small businesses increasingly turning to alternative finance options

Funding

Commercial credit data sharing scheme – transforming SME lending

SME's can now get a loan faster and potentially at more competitive rates.

Alternative Finance for Business

8 in 10 SMEs still prefer traditional bank loans over alternative finance

New research reveals that SME finance directors still prefer their banks to other forms of funding. Here's why.

Financial Management

How to apply for a business loan

If you’re looking at expanding your business, hiring new staff or bridging a finance gap, then taking a loan from your business bank can be the way forward.